I'm not worried about us.
I'm worried about my sister. My sister who [stop me if you read this already] wouldn't listen to me six years ago and married a guy, got pregnant and dropped out of college after only one semester. She has since divorced said guy, and my nephew will be five this summer.
And [again, stop me if you already read this] she is pregnant with a second, due early next year. She is "working on the relationship" with this new guy. They were engaged and broke up, and then began talking again. Hence the baby.
Today, I called her, and she's at work, at the mall. After she and new guy broke up, she moved a girl into her house to split the bills. Good, I thought. Except, she informed me today that this girl hasn't given her any money yet. So, her share is sitting at around $800 that she owes my sister. Hmmm. Roommates. Cant live with them.
And she also mentions that ex-husband is currently unemployed. Ouch. So the bills he had been paying are no more. Just another strain on my sister. Personally, I wasn't sure how they were going to pay for that house when they were married. I have NO idea how my sister is doing it now by herself working at the mall. Her loan is more than mine. Her car payment is more than mine - by almost $200. She has a child, and I don't. And she has less than half the income we have. I question how she is able to pull it all together.
I fear that she will end up one of the horror stories of this generation. A casualty of the easy to obtain credit surge of years past. And I can't help her. I tried. Many times. Back in college, before any of this started. Last year, when I gave her $1,200 without telling my husband. (I eventually got the money back, but it took 6 months).
I don't want her to fall, but I have to let her this time. I've given her fish, I've tried to teach her to fish, and it's time to let her starve or fend for herself.
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